By accessing and using IFM FinCoach's website and services, you agree to comply with the following terms and conditions:

1. Use of Services:

• The content and services provided on our platform are for informational and educational purposes only and do not constitute financial, legal, or investment advice.
• Users are responsible for their financial decisions and should consult a qualified professional before making investment choices.

2. Intellectual Property:

• All content, including but not limited to text, graphics, logos, and digital products, are the exclusive property of IFM FinCoach.
• Unauthorized reproduction, distribution, or modification of any content is strictly prohibited.

3. User Conduct:

• Users agree not to engage in activities that may harm the website, including hacking, data breaches, or unauthorized access.
• IFM FinCoach reserves the right to terminate accounts for violations of these terms.

4. Limitation of Liability:

• IFM FinCoach is not responsible for any direct, indirect, or incidental damages resulting from the use of our services.
• We do not guarantee specific financial outcomes based on our coaching services.

5. Modifications:

• IFM FinCoach reserves the right to update or modify these terms at any time.
• Continued use of our services after changes implies acceptance of the new terms.

For any queries, please contact askus@ifmfincoach.com.